So, imagine you're at a buffet with all these amazing food options. That's like using a broker for insurance. They have access to a whole spread of policies from different companies, so they can help you pick the best one for your needs, like snagging the tastiest dish at the buffet!
A captive agent, though, is like going to a restaurant where you can only order one type of food. They work for just one insurance company and can only offer you what's on their menu, which might not be the perfect fit for you.
As brokers we can also get you some sweet deals since we compare prices across different companies. Plus, they're like your personal food critics, but for insurance. We understand the complex stuff and can explain it in a way that makes sense, like why one dish is better than another based on your likes and needs.
And if you ever need to make a claim, having a broker is like having a chef friend in the kitchen. We'll advocate for you and make sure everything goes smoothly. So, in the end, using a broker can save you time, money, and a whole lot of hassle. It's all about having the best options and getting the right fit for your life!
*Not to mention if you are ready to switch companies you can keep your agent you know and trust to help you shop within our brokerage and find a better fit.
Give us a call today! 435-674-4534